Umar M. Sharif.
AI training · AI audits · AI transformation

AI training, audits and transformation. An owner and a target for every pilot.agent.workflow.tool.pilot.

I help CEOs and COOs train their teams, audit where AI is paying off and where it isn't, and turn scattered pilots into owned, measured systems. 18+ years across Delivery Hero, Foodpanda, Daraz, Telenor and Jazz. MBA, LUMS.

Live agent · Urdu / Roman Urdu / English● REC
> lead.intent = "portfolio_tracking"
> qualify(score=0.87) → route: sales▍
Umar Muhammad Sharif, studio portrait in a navy blazer and white shirt against a grey background
About

Umar Muhammad Sharif

MBA, LUMS. 18+ years at Delivery Hero, Foodpanda, Daraz, Telenor and Jazz. Most recently Fractional Head of AI and Transformation at Sarmaaya Financials.

The 28-second version7 scenes · 4s each
40 pilots.
0 owners.
18+ years inside
Delivery Hero
Foodpanda
Daraz
Telenor
Jazz
Teradata
Sarmaaya
Ultimus
Lead calls in.
Assalam o alaikum, portfolio track karna hai
Intent: portfolio_tracking
Score 0.87 → route: sales
The audit.
Goal
Workflow
Data
Owners
Controls
Evidence
The system.
Result
93×
payment lift when users create a portfolio
Umar M. Sharif · AI transformation
Book a 30-min AI Audit
umarmsharif@gmail.com
SC 01 / 07SC 02 / 07SC 03 / 07SC 04 / 07SC 05 / 07SC 06 / 07SC 07 / 07
● REC
01 Problem
02 Proof
03 Call
04 Audit
05 System
06 Result
07 Book
Delivery Hero✦Foodpanda✦Daraz · Alibaba✦Telenor✦Jazz · VEON✦Sarmaaya Financials✦Teradata✦Delivery Hero✦Foodpanda✦Daraz · Alibaba✦Telenor✦Jazz · VEON✦Sarmaaya Financials✦Teradata✦

4 ways I work with you on AI.

01 / 04
01

Voice and chat agents

Use-case design, guardrails and production routing for agents that qualify and answer leads.

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02

AI audits and transformation

An audit of where AI is paying off, then a sequenced portfolio roadmap with owners, controls and evidence of value.

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03

AI personal productivity

Research, writing, meetings and decisions redesigned around AI workflows.

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04

AI training for leaders and teams

AI fluency built on their own work, including the Hands-on AI for leaders programme.

Umar Muhammad Sharif teaching an AI workshop
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Teaching

Umar Muhammad Sharif pointing to a slide on a projection screen in a wood-panelled training roomUmar Muhammad Sharif speaking beside a podium in a university lecture room, with a crest on the wall
Case · Sarmaaya Financials · Apr–Jul 2026

Fractional Head of AI and Transformation for a PSX-authorized fintech.

Built a three-layer revenue system roadmap, a Gemini and FastAPI lead-qualification agent in Urdu, Roman Urdu and English, and the install-behaviour analysis that linked portfolio creation to payment.

93×
payment lift when users create a portfolio

Foodpanda Pakistan

+18%
orders from AI dish descriptions
−33%
partner fail rates
−30%
order delays
Selected work

Analysis, flagship roles and case studies.

4 case studies. I name employers on flagship roles only and withhold analytical clients.

Telecom · Telenor and Jazz
Loyalty, personalisation and offer design at national scale
Personalised offers lifted ARPU 5% against a control group, and the offer-pitch analysis found under-pitched offers converting better.
Read the case →
Fintech · Diagnosis
The activation bottleneck
Install-to-paid funnel diagnosis and a 5-stage operating model with owners and targets.
Read the case →
Marketplace · Programme design
The first 60 days
An incubation programme for new vendors across 18 markets, with org options, graduation thresholds and OKRs.
Read the case →
Services · Research
Where the AI gain lands
Measured AI effects from −19% to +35%, role exposure and pricing for a headcount-priced services firm.
Read the case →
All work and case studies →
Recommendations

What people I worked with say.

Under Umar’s leadership, we fundamentally redesigned the role of Vendor Operations. … The results spoke for themselves: Vendor NPS improved 5x, escalations reduced by 70%, and service levels improved materially.
Shariq Mustafa
Director Commercial, foodpanda
LinkedIn recommendation
Then he gave us a strategy that actually made sense and was doable, not just theory. One thing I really appreciated was how he showed us the way AI could help us turn leads into actual paying customers.
Laeeq Ahmad
Founder, Sarmaaya.pk
LinkedIn recommendation

3 moves. 30 minutes to start.

1

Book the audit

Bring one business problem you want AI to move.

2

Review the system

Goals, workflow, data, ownership, controls and evidence.

3

Sequence the next move

Leave with the highest-value constraint and one action.

Let's find your highest-value AI move.

Book your 30-min AI Audit

Or email umarmsharif@gmail.com